2023 still seems a long way off – hopefully the Farm and sheep will help me pay it off before then. In my case, my payment went up by $50 so I pay 750.00 but I got behind last year with my divorce shenanigans so I have to pay an additional $312 until August 1st. Its rough going, but I’ll get there. Then when I’ve paid off the CCs, I will use that money for the mortgage and hope to be able to make between 2 – 3 extra full payments a year. It IS nice to see the amount owed coming down nicely.